I learned something about our Insurance

Today, I learned that our new insurance we signed on for this year does not include our deductible in our Out-Of-Pocket Maximum. So, our real "Out-Of-Pocket Maximum" is equal to our deductible plus what the Insurance company calls the out-of-pocket maximum. Because of this, I had to add $1,500 to Year 3 and Year 4's estimated costs. You should see that reflected now in the new totals. to the right.